Please read these Terms of Service ("Terms") carefully before using PrimePaydayLoan or primepaydayloan.us (the "Site").
1. Acceptance of Terms
By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
2. Description of Service
PrimePaydayLoan is a loan matching service, not a lender. We do not make credit decisions, extend credit, or guarantee loan approval. Submitting a request connects you with third-party lenders in our network who make their own independent decisions.
3. No Guarantee
- Submitting a request does not guarantee you will be matched with a lender.
- Being matched does not guarantee loan approval.
- Loan terms, including APR, fees, and repayment period, are set solely by the matched lender and vary by state, amount, and creditworthiness.
4. Eligibility
You must be at least 18 years old, be a resident of a state in which our service operates, and provide accurate information.
Before publication, insert the confirmed eligible and excluded states. Payday-loan availability and restrictions must be reviewed separately for each state served.
5. User Responsibilities
- Provide accurate and truthful information.
- Use the Site only for lawful purposes.
- Do not submit duplicate or fraudulent requests.
6. Fees
PrimePaydayLoan does not charge fees for use of its matching service.
Confirm this statement matches the actual compensation and fee structure. Any consumer fee, membership charge, processing charge, referral fee, or other amount paid by the user must be disclosed accurately.
7. Third-Party Lenders
Your interaction with a matched lender is governed by that lender's own terms and privacy policy. PrimePaydayLoan is not responsible for the actions, terms, or practices of third-party lenders.
8. Limitation of Liability
To the fullest extent permitted by law, PrimePaydayLoan is not liable for damages arising from your use of the Site or interactions with matched lenders.
Counsel should revise this clause to match the company's legal entity, applicable law, required consumer protections, and enforceable limitations.
9. Dispute Resolution
Governing law, venue, arbitration provisions, class-action waiver terms, and any applicable opt-out procedure must be inserted after review by qualified legal counsel.
Do not add a generic arbitration clause without legal review. The clause must match the company's governing jurisdiction, notice method, costs, arbitration provider, consumer opt-out process, and applicable state law.
10. Changes to Terms
We may update these Terms at any time. When changes are made, we will update the “Last Updated” date shown at the top of this page. Continued use of the Site after updated Terms become effective constitutes acceptance of the revised Terms, to the extent permitted by applicable law.
11. Contact Us
Questions about these Terms may be sent to: